bargains

There’s a specific time of year to get discounts on almost anything on your shopping lists, says Lisa Lee Freeman, savings expert at the coupon app Flipp. “National holidays, seasonal changes and new inventory models typically drive deals on products from clothing to mattresses to appliances.” (Luckily, you could save money on insurance year-round!) Our guide to specific bargains can help you spend less every month.

January

Each year, “White Sales”—a concept started in January 1878—feature discounts on sheets, towels, bedding sets and pillows.

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